Patricia McCorry | Bourne Real Estate, Carver Real Estate, Kingston Real Estate


This Single-Family in Plymouth, MA recently sold for $175,000. This Ranch,Cottage style home was sold by Patricia M. McCorry, JD, CRB, GRI - McCorry Real Estate LLC.


188 Bartlett Rd, Plymouth, MA 02360

Single-Family

$195,000
Price
$175,000
Sale Price

6
Rooms
2
Beds
1
Baths
FOR SALE AS-IS! WATERVIEW PROPERTY overlooking Fresh Pond. The lot abuts town waterfront land. Suitable for Builder / Contractor / Fix-n-Flip / VERY Experienced DIY'er: keep as a cottage, remodel, expand, or build new! Evidence of water leak and mold thru out. Septic will be Buyers responsibility. Sellers have never lived in property and make no representations. Buyer & Buyer's agent to do due diligence. Buyer is responsible for obtaining smoke cert. Short walk to boat ramp & town beach. Much potential: but, major renovation/gut rehab required.

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The ultimate goal of a home search is to find a residence that matches or exceeds your expectations. To enjoy a rewarding homebuying experience, you need to prepare accordingly.

Now, let's take a look at three tips to help you reap the benefits of a successful homebuying experience.

1. Narrow Your House Search

Think about where you want to live. By doing so, you can refine your home search and look for houses in your preferred cities and towns.

Also, creating a list of homebuying criteria usually is a good idea. This list can include home must-haves and wants, and ultimately, will help you further narrow your house search.

2. Get Pre-Approved for a Mortgage

Purchasing a house can be simple, particularly for those who get pre-approved for a mortgage. With a mortgage in hand, you can enter the real estate market with a budget. Then, you can pursue houses that fall within your price range and speed up your search for your dream home.

To get pre-approved for a mortgage, it is important to review all of the mortgage options at your disposal. Meet with banks and credit unions and discuss various mortgage options. This will allow you to learn about the differences between adjustable- and fixed-rate mortgages and find a mortgage that corresponds to your finances.

In addition, don't hesitate to ask mortgage questions when you meet with banks and credit unions. Lenders employ friendly, knowledgeable mortgage specialists, and these professionals will do everything possible to help you make an informed mortgage decision.

3. Work with a Real Estate Agent

A rewarding homebuying experience may be tough to achieve if you decide to pursue a house on your own. Thankfully, real estate agents are available who can provide plenty of guidance along the homebuying journey and ensure you can accomplish your desired results.

If you work with a real estate agent, you can take the guesswork out of purchasing a house. First, a real estate agent will meet with you and learn about you and your homebuying goals. This housing market professional then will craft a homebuying strategy to help you achieve the best-possible results as quickly as possible.

In addition, a real estate agent will keep you up to date about open house events, set up home showings and help you analyze the housing market. If you discover your dream house, a real estate agent will help you put together a competitive offer to purchase this home. Plus, if you have concerns or questions at any point during the homebuying journey, a real estate agent can respond to them.

When it comes to simplifying the homebuying experience, hiring a real estate agent is essential. Because if you have a top-notch real estate agent at your side, you can get the help you need to seamlessly navigate the homebuying journey.

Ready to find your dream house? Use the aforementioned tips, and you can enjoy a rewarding homebuying experience.



76 Fairway Dr, Plymouth, MA 02360

Cedarville

Condo

$300,000
Price

6
Rooms
2
Beds
2/1
Full/Half Baths
WHITE CLIFFS COUNTRY CLUB ON CAPE COD BAY! DESIRABLE PATIO TOWNHOUSE IN EXCLUSIVE OCEANSIDE GATED COMMUNITY. LOCATED AT THE END OF A CUL DE SAC AND A SHORT WALK TO THE CLUBHOUSE. FEATURES OPEN FLOOR PLAN. FIRST FLOOR HAS KITCHEN, SUNKEN LIVING ROOM WITH GAS FIREPLACE, CATHEDRAL CEILINGS WITH SKYLIGHTS & CEILING FAN AND 2 PATIO DOORS TO NEW PATIO (RENOVATION IN PROGRESS), A SEPARATE DINING ROOM, 1/2 BATH, MUDROOM WITH LAUNDRY & DIRECT ACCESS TO ATTACHED GARAGE. 2ND LEVEL HAS OPEN LOFT, 2 BEDROOMS & 2 FULL BATHS. NEW HEATING & CENTRAL AIR INSTALLED IN 2017. ENJOY RESORT LIVING WITH GOLF, TENNIS, HEALTH CLUB W/POOL, BEACH WITH TRAM ACCESS & GREAT SOCIAL ACTIVITIES! 1 MILE TO RTE. 3 & CONVENIENT TO CAPE COD.
Open House
Sunday
July 15 at 2:00 PM to 4:00 PM
Cannot make the Open Houses?
Location: 76 Fairway Dr, Plymouth, MA 02360    Get Directions

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Are you a millennial under the presumption that because you carry student loan debt you aren’t eligible for home financing?

If you are, you aren’t alone. According to a 2017 survey from the National Association of Realtors 80% of millennials don’t own a home. And a whopping 83 percent of those who don’t own a home say that student loan debt is holding them back.

However, you might have a better chance at homeownership than you think.

Lenders look at your monthly debt commitments when forming a decision to offer to finance. Debt commitments are things like car loans, student loans, credit card balances and mortgages.

As you can see student loans are just one small piece of the puzzle that makes up your eligibility.

What this means for millennials carrying student loan debt who want own a home is that they simply need to get laser-focused on their financial priorities. Steep credit card debt and expensive car loans that fund a lifestyle chasing the newest, shiniest things will work against your home ownership goals.

With student loans, you don’t have to pass up homeownership but you do have to be willing to compromise on the other debts you carry. You also may not be able to aggressively pay down your student loans while also making a mortgage payment each month. This is a matter of knowing your budget, your values, and your financial goal timeline.

If you have other debts start by paying them down. Take care of your most expensive debts now before applying for a mortgage approval to increase your eligibility. Lower monthly payments by consolidating your student loans or opting for income-driven repayment options. Refinancing options can give you a lower interest rate and total a 6-figure difference in savings over time.

Doing these things increases your debt to income, or DTI, ratio. Your DTI is a strong factor in financing eligibility. Typically, lenders look for a 28/36 qualifying ratio. This means that 28% of your income is being spent on housing expenses and 36% of your income towards debt, including your future mortgage payment.

When carrying two long-term debts (a mortgage and student loans) you want to make sure you still leave room in your budget for saving. You also want to leave ample room for home maintenance costs and any potential large repairs.

You may also take a temporary lifestyle setback financially while saving up for your down payment. While there are programs that will help you by lowering the required percent down it is always recommended to put as much down as you can. This will lower your month to month payments significantly and make carrying two debts a lighter burden.



76 Fairway Dr, Plymouth, MA 02360

Cedarville

Condo

$300,000
Price

6
Rooms
2
Beds
2/1
Full/Half Baths
WHITE CLIFFS COUNTRY CLUB ON CAPE COD BAY! DESIRABLE PATIO TOWNHOUSE IN EXCLUSIVE OCEANSIDE GATED COMMUNITY. LOCATED AT THE END OF A CUL DE SAC AND A SHORT WALK TO THE CLUBHOUSE. FEATURES OPEN FLOOR PLAN. FIRST FLOOR HAS KITCHEN, SUNKEN LIVING ROOM WITH GAS FIREPLACE, CATHEDRAL CEILINGS WITH SKYLIGHTS & CEILING FAN AND 2 PATIO DOORS TO NEW PATIO (RENOVATION IN PROGRESS), A SEPARATE DINING ROOM, 1/2 BATH, MUDROOM WITH LAUNDRY & DIRECT ACCESS TO ATTACHED GARAGE. 2ND LEVEL HAS OPEN LOFT, 2 BEDROOMS & 2 FULL BATHS. NEW HEATING & CENTRAL AIR INSTALLED IN 2017. ENJOY RESORT LIVING WITH GOLF, TENNIS, HEALTH CLUB W/POOL, BEACH WITH TRAM ACCESS & GREAT SOCIAL ACTIVITIES! 1 MILE TO RTE. 3 & CONVENIENT TO CAPE COD.
Open House
Sunday
July 08 at 2:00 PM to 4:00 PM
Cannot make the Open Houses?
Location: 76 Fairway Dr, Plymouth, MA 02360    Get Directions

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